Arizona DPA Blog

Can you combine gift funds with Arizona down payment assistance? How gift letters, seller concessions, and DPA can work together on one purchase.

Which income counts toward the Arizona DPA limit? How lenders calculate qualifying income for HOME Plus, from overtime to self-employment.

Arizona DPA programs require a homebuyer education course. Learn what it covers, how long it takes, when to take it, and how to get your certificate.

Arizona DPA is a forgivable second mortgage. See how 3-year HOME Plus forgiveness works, what happens if you sell early, and how PTHS differs.

HOME Plus pairs Arizona DPA with FHA, VA, USDA, or conventional loans. Compare credit requirements and mortgage insurance to pick the right loan type.

How to use a DPA calculator to estimate your Arizona down payment assistance, which inputs matter, and how to verify results before you make an offer.

First-time homebuyer loans in Gilbert, AZ: compare FHA, VA, USDA, and conventional options and pair them with HOME Plus down payment assistance in 2026.

What is AZIDA? The Arizona Industrial Development Authority runs the HOME Plus program, offering up to 5% down payment assistance on Arizona mortgages.

You don't have to be a first-time buyer to get Arizona down payment assistance. HOME Plus and PTHS are available to repeat buyers. Here's how it works.

Yes, you can qualify for Arizona down payment assistance with a 640 credit score. Learn the requirements for HOME Plus and PTHS programs and tips to improve your score.

Complete guide to Arizona down payment assistance income limits for all 15 counties. HOME Plus limit is $136,609 statewide. PTHS varies by household size.

Compare Arizona's two main down payment assistance programs: HOME Plus and Pima Tucson Homebuyer's Solution. Learn which DPA program offers the best benefits for your situation.

Learn about all Arizona DPA programs including HOME Plus and Pima Tucson. Get up to $20,000+ in free down payment assistance. Updated for 2026 with current income limits and eligibility requirements.