How Arizona DPA Forgiveness Works: 3-Year Second Lien
Arizona DPA is a forgivable second mortgage. See how 3-year HOME Plus forgiveness works, what happens if you sell early, and how PTHS differs.
In-depth guides to HOME Plus, PTHS, and other down payment assistance programs in Arizona.
Arizona DPA is a forgivable second mortgage. See how 3-year HOME Plus forgiveness works, what happens if you sell early, and how PTHS differs.
HOME Plus pairs Arizona DPA with FHA, VA, USDA, or conventional loans. Compare credit requirements and mortgage insurance to pick the right loan type.
What is AZIDA? The Arizona Industrial Development Authority runs the HOME Plus program, offering up to 5% down payment assistance on Arizona mortgages.
Compare Arizona's two main down payment assistance programs: HOME Plus and Pima Tucson Homebuyer's Solution. Learn which DPA program offers the best benefits for your situation.
Learn about all Arizona DPA programs including HOME Plus and Pima Tucson. Get up to $20,000+ in free down payment assistance. Updated for 2026 with current income limits and eligibility requirements.